Planning, Communications, Advocacy
Maybe not a landmark case, but this just released decision (August 31, 2021, U.S District Court, Miami) is important and affirming—especially for those in Florida who sell commercial property coverage or who counsel business owners on business income losses due to COVID. Johnson Strategies reached out to expert and JS contributor Barry Zalma, Esq. CFE for a summary, analysis and opinion. (See NOTE #4 below) [Read more…] about Another Shutdown Verdict
In April of this year the National Flood Insurance Program (NFIP) released information on what it called Risk Rating 2.0. Since the announcement, articles, papers, opinions and coverage from industry trade magazines have rendered differing points of view on what will happen, ultimately, to both coverage and pricing in both Federal and private Flood programs. Johnson Strategies, LLC reached out to the FAIR Foundation for the most definitive and comprehensive information, from a wide array of sources. See list below.
Here, with permission from the FAIR Foundation, Johnson Strategies offers the following overview and summary of what has transpired with respect to Risk Rating 2.0 from FEMA/NFIP and what property owners and agents can expect as the new program slowly unfolds in October of 2021.
[Read more…] about FEMA’s Risk Rating 2.0: Property Owner Impacts
Speaking of Public Adjusters and the contribution too many of them make to Florida’s property insurance fraud problem, a recent petition delivered to the Department of Financial Services (DFS) may be instructive for those of us paying the highest homeowner premiums in America.
By whatever name, and for whatever reason, Florida COVID-19 cases are on the rise–temporarily perhaps, with a lower death rate for sure, but… rising none the less.
A recent verdict (August 3, 2021) regarding a New Orleans restaurant (Galatoire’s pictured above) that sued its’ insurer alleging a COVID infected employee contaminated the food it served, has thus become pertinent and instructive for those in Florida who sell and advise others on insurance matters.
Johnson Strategies reached out to expert and JS contributor Barry Zalma, Esq. CFE for a summary, analysis and opinion regarding this landmark decision. [Read more…] about Restaurants & COVID-19 Shutdowns
Some trial lawyers, aggressive roofers, public adjusters (PA’s) and others partially responsible for Florida having three fourths of America’s property insurance lawsuits, are quite pleased with themselves right now.
NOTE: Johnson Strategies rarely publishes on matters relating to specific losses or disasters. But the Surfside Condo Collapse is an exception, not only due to the emotional nature of the event but also the unusual insurance implications. One of the most respected authorities on Property & Casualty matters in the US, Mr. Bill Wilson CPCU, ARM, AIM, AAM, has agreed to become a JS Contributor, and to share his thoughts. Please learn more about Bill’s amazing and storied career, how to order his books or subscribe to his services, via the JS Contributors listed on the side bar. [Read more…] about GUEST COLUMNIST–BILL WILSON, CPCU, ARM, AIM, AAM
Two developments regarding the Strems multi-part saga may signal that, once again, the end is near.
This article attempts to fill you in on those developments while also summarizing what is becoming a complicated series of allegations, hearings, decisions and sentences. As you read, remember, I’m not a lawyer–I’m just someone trying to make sense of things for those trying to do the same.
[Read more…] about Collapse of an Evil Empire! PART XI…Making Sense of Things
While the force of the storm and its’ exact path are both unpredictable, Elsa is already impacting parts of Florida. Yesterday it hit parts of the Florida Keys and is now beginning a slow crawl up Florida’s west coast.
Keep in mind, resources for every vendor and carrier will be strained, creating delays, confusion and all of the usual challenges stemming from a significant storm. For this and other storms that may follow this Hurricane Season, patience in the face of immense challenge is always a virtue—so, too, is relying on a water firm you can trust.
On Friday (yesterday at this writing) April 30, 2021 at 2:27 P.M. the very last bill to be taken up by Florida’s House of Representatives was passed and forwarded to Governor DeSantis for his signature. That bill was a materially amended, but none the less meaningful, version of SB-76 sponsored by Senators Jim Boyd and Jeff Brandes.
Lawmakers also passed meaningful property reforms in SB-1598 dealing with Public Adjusters.
NOTE: This is Part III in the series dealing with fraud in Florida’s Property Market. Lawmakers should consider this post carefully.
In an article by Peter Schorsch, and According to data from Florida’s Department of Financial Services’ Service of Process website, it is precisely stated and unrefuted that…
“…for the months of January through March 2021, 22 lawyers and three administrative assistants filed over 200 lawsuits each. Fifteen filed more than 300 each. Eight filed over 400 lawsuits each. And two, Weisser and Lopez, filed over 1,000 each. In three months.”