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You are here: Home / 2021 / Archives for January 2021

Archives for January 2021

Let the Games Begin…

January 30, 2021 - Opinions by Scott Johnson 1 Comment


Just like when AOB abuse was rampant, the same abusers (The Parade of Horribles) are lining up again–this time to defeat desperately needed legislation that will stabilize Florida’s  property market.

The parade has always been there, of course, with attorneys at the fore, guarding their treasure chests and characterizing their lawsuits as the result of insurers that “don’t pay their claims.”

Remember sinkholes and Sinkhole Alley?  A new law passes (over their objection) and miraculously, no more sinkholes, no more alley.  AOB, same thing.

[Read more…] about Let the Games Begin…

Filed Under: Advocacy

Should We or Should We Not…

January 26, 2021 - Opinions by Scott Johnson Leave a Comment

Ron Hurtibise with the Sun Sentinel penned an article titled “Insurers using RICO Act to strike back against alleged fraud.”

By examining insurers use of the Federal Racketeering, Influence and Corrupt Organizations Act, Hurtibise highlighted an oft neglected layer in Florida’s horrible property market. Water mitigation firms are unregulated—the only players in Florida’s substantial pyramid of fraud to be so blessed and, as a consequence, so likely to behave badly.    (See NOTE #1 below)

[Read more…] about Should We or Should We Not…

Filed Under: Advocacy

Spiraling Out of Control—ROUND ONE!

January 21, 2021 - Opinions by Scott Johnson 1 Comment

Lawmakers just concluded round one of committee hearings examining Florida’s abysmal property insurance market. (See NOTE#1 below).

It’s the necessary predicate to relief for millions of premium payers coughing up chunks of hard earned dollars for their homeowners’ coverage–all while under the substantial thumb of a pandemic and partial or complete shutdowns of their businesses and livelihoods.

[Read more…] about Spiraling Out of Control—ROUND ONE!

Filed Under: Advocacy

GUEST COLUMNIST—Barry Zalma, ESQ, CFE

January 18, 2021 - Opinions by Scott Johnson Leave a Comment

NOTE: Johnson Strategies has published articles and opinions regarding Public Adjusters acting as “disinterested” parties under the appraisal provision in most property policies.  Foundation was provided by two actions from State Farm one of which has been certified to Florida’s Supreme Court.  Please read Public Adjusters as Appraisers—How interested are the disinterested?  Another case, slightly different, has been filed on the same subject: State Farm vs. Jon Parrish; Case No. 2D19-130, 2nd DCA, 1/6/2021.

We reached out to JS Contributor Barry Zalma for an analysis of this newest case and for his opinion on Public Adjusters acting as Appraisers. He brings a decidedly more academic and detailed legal approach to this important issue, but…reaches the same conclusion.  Feel free to distribute this article to others by clicking the appropriate icon below. [Read more…] about GUEST COLUMNIST—Barry Zalma, ESQ, CFE

Filed Under: Advocacy

Collapse of an Evil Empire! PART IX—Thumbs UP, Thumbs DOWN?

January 11, 2021 - Opinions by Scott Johnson Leave a Comment

For those who just joined you can review “Collapse of an Evil Empire” starting with PART I then  subsequent PARTS II thru VIII.

For now you need to know that Scot Strems is still fighting as hard as he can. Recall the recommendation by referee, Judge Dawn Denaro of the 11th Circuit Court that, instead of permanent disbarment sought by the Florida Bar, Strems should serve only a two-year suspension followed by one-year of supervised probation. (See Note #1 below)

[Read more…] about Collapse of an Evil Empire! PART IX—Thumbs UP, Thumbs DOWN?

Filed Under: Advocacy

Goodbye Cruel Year

January 1, 2021 - Opinions by Scott Johnson Leave a Comment

Tallahassee–Sans personal tragedies this inaugural 2021 posting comes on the heels of the worst year most of us can remember.  Ask anybody what they’d like to tell 2020 and the predominant response would be “Good Riddance!”  No need to belabor. [Read more…] about Goodbye Cruel Year

Filed Under: Advocacy

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JS Contributors

Don Brown
Particularly on insurance issues, Don Brown brings expert legislative acumen to the JS team. First elected in 2000 he emerged as an architect on numerous insurance related reforms, predominantly Property Insurance. He’s been an independent insurance agent for over 25 years and is currently a sought-after speaker, consultant and author. Learn more
David Thompson, AAI, CPCU, CRIS
David Thompson has a well-deserved reputation across the country as a preeminent expert in the Property & Casualty field. Learn more
Bill Wilson, CPCU, ARM, AIM, AAM
Bill is one of the most respected speakers and writers on P & C issues in the U.S. He is recognized by his peers as someone who can explain complicated technical subjects in an easily understood and interesting fashion. His list of accomplishments and awards is legendary. For good reason his books, articles and consulting services are in continuous demand. Learn more
Barry Zalma, ESQ. CFE
Johnson Strategies has relied upon Mr. Zalma on numerous occasions for his research and insight into matters of insurance fraud, bad faith, relevant case law and expert analysis. Learn more

Order Scott’s Books

Collapse of an Evil Empire

Fraud and greed pushed home insurers to the brink. Something bold had to be done. This is the story of the disbarment of Florida’s most prolific litigator leading to the most comprehensive tort reforms in Florida, and perhaps American, history.

What's Past is Prologue

Lessons from the Worst Insurance Crisis in Florida’s History... ASSIGNMENT OF BENEFITS

Fact & Fallacy

Essays & Opinions on Florida's Most Controversial Insurance Topics.

Platforms of Success

What the New Generation of Elite Sellers are Doing and How it Can Work for You!

From Cartels to Competition

The Evolution of Insurance and the History of Florida’s Independent Agent

Recent blog posts

  • AGENTS, ADJUSTERS, INSURERS BEWARE—THE RED FLAGS OF FRAUD!
  • The Delicate Balance: Addressing MGA Concerns Without Creating Market Uncertainty
  • Are Florida’s MGA’s Under Attack?!
  • A Smarter Approach to Hurricane-Resilient Homes and Insurance Stability…
  • How Do Other Jurisdictions Manage Hurricane Risk Exposure?

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Unless otherwise attributed, articles on this site are the opinions of Scott Johnson.

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Johnson Strategies (JS) works to establish and achieve goals promoting products or idea's to customers, state policymakers and the consuming public. This is done on behalf of both corporate and individual clients, non-profit trade associations and membership societies. JS specializes in planning, communication and advocacy for a wide range of interests focused in the property and casualty insurance field. Our simple mission is to guarantee satisfaction based on a comprehensive needs analysis and mutually defined goals.

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Recent Posts

  • AGENTS, ADJUSTERS, INSURERS BEWARE—THE RED FLAGS OF FRAUD!
  • The Delicate Balance: Addressing MGA Concerns Without Creating Market Uncertainty
  • Are Florida’s MGA’s Under Attack?!
  • A Smarter Approach to Hurricane-Resilient Homes and Insurance Stability…
  • How Do Other Jurisdictions Manage Hurricane Risk Exposure?
  • PART II of “What Agents Need to Know About Public Adjusters…
  • Latest Decision on AOB!

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