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Peoples Trust…some very good questions!

May 6, 2014 - Opinion by Scott Johnson 4 Comments

My postings on this blog site are often driven by my opinions. Opinions based on facts from everywhere and input from anyone in command of those facts.

In this report on Peoples Trust (PTIC) I’ll stick only to the facts and comments (good and bad) from others and refrain from personal speculation, (yes,  it’s possible).

You decide what it all means, if anything.  Feel free to share your thoughts with a published response below or an email to me directly. [Read more…] about Peoples Trust…some very good questions!

Filed Under: General Property Issues

Public Adjusters…fee caps & red herrings!

April 23, 2014 - Opinion by Scott Johnson Leave a Comment

Red herring, definition: noun; from the practice of drawing a red herring across a trail to confuse hunting dogs;  something that distracts attention from the real issue; something unimportant that is used to stop people from noticing or thinking about something important. [Read more…] about Public Adjusters…fee caps & red herrings!

Filed Under: Public Adjusters

Palm Beach Post…two sides, one story!

April 15, 2014 - Opinion by Scott Johnson Leave a Comment

I don’t know why I’m surprised when the Palm Beach Post lives up to expectations. [Read more…] about Palm Beach Post…two sides, one story!

Filed Under: Citizens, General Property Issues

An Op-ed on No-fault…

March 26, 2014 - Opinion by Scott Johnson 2 Comments

A while back I posted something  intended to emphasize the futility of reforming no-fault and begging instead for its repeal.   Many seemed to agree when I said reform was “All About Wasted Time.”    [Read more…] about An Op-ed on No-fault…

Filed Under: Automobile

Policyholder Rights & a 10% PA fee cap!

March 18, 2014 - Opinion by Scott Johnson Leave a Comment

You’ve read my posts on the abuse of Assignment of Benefits (AOB) by emergency remediators, contractors, roofers, et.al.  Emerging legislative shenanigans might be better understood if you read them again–especially one titled “Another Rip-Off”.  [Read more…] about Policyholder Rights & a 10% PA fee cap!

Filed Under: Public Adjusters

PA FEE’S…Florida Consumers pay too much!

March 11, 2014 - Opinion by Scott Johnson Leave a Comment

I’m sure you picked up on it. The proposed 15% cap on public adjuster (PA) fee’s in HB-743 is precisely midpoint between the existing 20% for non-catastrophic claims and 10% for catastrophe claims. (See NOTE #1 below)

The archetypal compromise. Between some PA’s and some insurer’s avoiding a fight by agreeing to reduce a cap they both know is too high–the highest in the entire United States. [Read more…] about PA FEE’S…Florida Consumers pay too much!

Filed Under: Public Adjusters

Public Adjusters Fee’s… consumer advocates fail consumers!

February 28, 2014 - Opinion by Scott Johnson Leave a Comment

Improving legal or regulatory landscapes often requires a careful survey.  Who wants to change?  What change do they want?  And, the always elusive political query… who is willing to go on the record one way or the other?

Such is the case with Florida’s statutory cap on public adjuster fee’s. [Read more…] about Public Adjusters Fee’s… consumer advocates fail consumers!

Filed Under: Public Adjusters

NO-FAULT…Where Politics & Reason Collide!

February 12, 2014 - Opinion by Scott Johnson Leave a Comment

It won’t matter to those favoring no-fault regardless of facts supporting its’ repeal, but…a recent study may prove instructive for those with minds still open.

The question at hand. Whether to repeal Florida’s no-fault (PIP) law in favor of a more traditional system operating in 38 states, or; keep it, hoping recent reforms yielding a paltry 3.4%  savings won’t erode,  as they consistently have, over the last forty years. (closed minded phrasing intended).

[Read more…] about NO-FAULT…Where Politics & Reason Collide!

Filed Under: Automobile

AUTO/PIP… Post does a number on the numbers!

February 11, 2014 - Opinion by Scott Johnson Leave a Comment

The Palm Beach Post  did a bit of a number on OIR numbers regarding PIP reform. To be clear, its conclusion that PIP needs to be repealed is sound but,  an editorial by Randy Schultz and the biased article upon which it was unfortunately based, both come across  like attacks on entities  the Post doesn’t like, rather than treatises on repealing No-Fault, which is its position. [Read more…] about AUTO/PIP… Post does a number on the numbers!

Filed Under: Automobile

1st AMENDMENT…The Freedom to be Wrong!

January 27, 2014 - Opinion by Scott Johnson 2 Comments

I was forwarded an article by Jeff Barnard of the AP opining on a recent Federal Court decision from the 9th Circuit regarding the 1st Amendment–the very first federal appellate ruling affording bloggers, such as myself,  legal protections similar to those of journalists generally.

While I’ve been threatened, to no result, multiple times, with lawsuits and other random attempts to dull my pen, this decision impacts beyond my desk to anyone giving wide circulation about an injustice, or an opinion on a “public issue.” [Read more…] about 1st AMENDMENT…The Freedom to be Wrong!

Filed Under: General/Miscellaneous

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Unless otherwise attributed, articles on this site are the opinions of Scott Johnson.



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