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You are here: Home / Archives for Automobile

Automobile

AUTO NO-FAULT: “…and here we are again!”

November 24, 2014 - Opinion by Scott Johnson Leave a Comment

I’m often critical of the Palm Beach Post. And, for good reason.

But…just because it far too often “gets it wrong” on property insurance, doesn’t mean I shouldn’t recognize when it gets it right on auto insurance. [Read more…] about AUTO NO-FAULT: “…and here we are again!”

Filed Under: Automobile

An Op-ed on No-fault…

March 26, 2014 - Opinion by Scott Johnson 2 Comments

A while back I posted something  intended to emphasize the futility of reforming no-fault and begging instead for its repeal.   Many seemed to agree when I said reform was “All About Wasted Time.”    [Read more…] about An Op-ed on No-fault…

Filed Under: Automobile

NO-FAULT…Where Politics & Reason Collide!

February 12, 2014 - Opinion by Scott Johnson Leave a Comment

It won’t matter to those favoring no-fault regardless of facts supporting its’ repeal, but…a recent study may prove instructive for those with minds still open.

The question at hand. Whether to repeal Florida’s no-fault (PIP) law in favor of a more traditional system operating in 38 states, or; keep it, hoping recent reforms yielding a paltry 3.4%  savings won’t erode,  as they consistently have, over the last forty years. (closed minded phrasing intended).

[Read more…] about NO-FAULT…Where Politics & Reason Collide!

Filed Under: Automobile

AUTO/PIP… Post does a number on the numbers!

February 11, 2014 - Opinion by Scott Johnson Leave a Comment

The Palm Beach Post  did a bit of a number on OIR numbers regarding PIP reform. To be clear, its conclusion that PIP needs to be repealed is sound but,  an editorial by Randy Schultz and the biased article upon which it was unfortunately based, both come across  like attacks on entities  the Post doesn’t like, rather than treatises on repealing No-Fault, which is its position. [Read more…] about AUTO/PIP… Post does a number on the numbers!

Filed Under: Automobile

PIP Fraud…It’s Premise!

December 26, 2013 - Opinion by Scott Johnson 2 Comments

No-Fault isn’t just besieged by fraud, it is a fraud. That’s one take from a paper  titled “The Fraud of No-fault” written by Sean Fowler, a 27 year claims veteran and Assistant Vice President of Claims for the IAT Insurance Group.  And, it’s the missing argument in the four decades old PIP debate. [Read more…] about PIP Fraud…It’s Premise!

Filed Under: Automobile

PIP Reforms …In Denial!

December 12, 2013 - Opinion by Scott Johnson Leave a Comment

Immediately after pressing “send” on my last blog (PIP Debate…All About Wasted Time!) news arrived that Florida’s First District Court of Appeals (DCA) had denied the  Chiropractors, Acupuncturists and Massage Therapists request for a rehearing.  See: McCarty v. Myers [Read more…] about PIP Reforms …In Denial!

Filed Under: Automobile

PIP Debate…All About Wasted Time!

November 25, 2013 - Opinion by Scott Johnson Leave a Comment

Now that 2014 is almost here, to still be debating repeal vs. reform of No-Fault is like déjà vu all over again. [Read more…] about PIP Debate…All About Wasted Time!

Filed Under: Automobile

PIP…Now’s the Time!

April 9, 2013 - Opinion by Scott Johnson Leave a Comment

Okay…everybody who thinks Florida’s No-Fault (Personal Injury Protection) system is working as it should…raise your hand. 

Just as I thought…Nobody! [Read more…] about PIP…Now’s the Time!

Filed Under: Automobile

AUTO RATES–The $1-Billion Lizard II

August 25, 2012 - Opinion by Scott Johnson Leave a Comment

In my recent post on auto insurance titled; Agents vs. the $1-Billion Lizard, I compared the cost of paying agents to sell and service auto insurance with the advertising expense of internet providers like GEICO and Progressive.  Huge advertising expenditures, I said, were necessary for internet carriers to attract consumers to a website that only provided the opportunity for a sale. [Read more…] about AUTO RATES–The $1-Billion Lizard II

Filed Under: Automobile

AUTO PIP ANALYSIS–Be Careful!

August 24, 2012 - Opinion by Scott Johnson Leave a Comment

This year’s No-Fault reform bill (HB-119) contained a $200,000 allocation to study its impact on PIP premiums going forward.  Media reports, I’m afraid, will leave consumers thinking their auto premiums will soon go down by 25%. [Read more…] about AUTO PIP ANALYSIS–Be Careful!

Filed Under: Automobile

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