Johnson Strategies LLC - Test

Since the courts have punted AOB reform to lawmakers, we now know who, and to some extent how, to give consumers needed reforms.  That doesn’t mean that the executive branch isn’t needed to assist. Indeed…it doesn’t mean that its’ inaction or decision making, so far, isn’t partially responsible for the continuing consumer abuse. [Read more…] about Assignment of Benefits–the fight!

In case it’s not apparent, and even if it’s not welcomed, agents are on the front line of the Assignment of Benefits (AOB) fight. They (you) are who consumers turn to for advice after a loss. You are the ones who often have the opportunity, sometimes even the obligation, to assist with recovery efforts, particularly when it comes to avoiding fraud and/or unethical practices by remediators. [Read more…] about Assignment of Benefits…The Agent Connection!

As bad as things are with AOB, including yet another bad decision from the 1st DCA affirming that courts are powerless to protect consumers, it now appears the scam has launched into the stratosphere!  (See NOTE #1 below).

An explosion of abuse, and aggression from the abusers, has mushroomed property litigation to a point “..unthinkable a year ago”. [Read more…] about Assignment of Benefits…an explosion!!

My plan for this report to be another on the AOB “blame game” was just preempted by the most recent in a series of hurtful court decisions. [Read more…] about AOB…Best Laid Plans!

This is the report I promised in my last report. My last report was about roofers and homeowners playing the Assignment of Benefits (AOB) “blame game”. Like that report, this one, including the end notes, is replete with information that may take some time to digest. Lots of links to documents, video’s and so forth. I apologize for that but, it’s necessary, I believe, to show my sources (when I can) and to provide a foundation for the conclusions and opinions herein. [Read more…] about AOB…The Blame Game II

Chatting recently with a Tallahassee realtor friend of mine I learned that homeowners in several upscale neighborhoods were getting new roofs. “For Free!” she said, excited about their good fortune and, I assumed, how it might help the Real Estate market, particularly the sale of older homes. [Read more…] about AOB…The Blame Game!

Last week’s bad news was disappointing but, not unexpected. Legislation reforming Assignment of Benefits (AOB) in 2015 is dead, having failed to even muster a hearing in the Senate Judiciary Committee chaired by Senator Miguel Diaz de la Portilla-R. The House version has languished in the Regulatory Affairs committee chaired by Representative Jose Felix Diaz-R. Neither committee is scheduled to meet again this session. 

Again, bad news. [Read more…] about AOB Reform…Good & Bad News!

In a recent telephone discussion with the Division of Insurance Fraud (DIF) concerning Florida’s nearly 50,000 annual AOB lawsuits, I was told they’re investigating nearly 200 complaints of AOB abuse from roofers–many are likely to become full blown fraud investigations, all from the same part of the state. [Read more…] about AOB…the woods are on fire!

Some say every insurance crisis inevitably traces back to a handful of lawyers and that abuse of Assignment of Benefits (AOB) is no exception. What I’ve recently uncovered seems to bear this out in mind-boggling terms.   [Read more…] about AOB… an ugly iceberg!

Rapidly becoming Florida’s biggest residential insurance cost driver and once thought to involve mostly water extraction companies, abuse of AOB (Assignment of Benefits) has now metastasized into the roofing industry.

I use the phrase “roofing industry” loosely. The prime abusers don’t appear to be roofers at all but, fly-by-nighters, scammers and sometimes even criminals–with no experience, no license and, far too often… no conscience! [Read more…] about AOB & Roofers?!