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Planning, Communications, Advocacy

Assignment of Benefits…”playing too nice?”

- Opinion by Scott Johnson Leave a Comment

Hats off to Florida’s Insurance Consumer Advocate (ICA), Sha’Ron James!

When any public figure conducts a public meeting, especially one dealing with insurance, it’s a tightrope at best, requiring both patience and parliamentary acumen.  Her decision to host a water loss forum in southeast Florida (6/14/16, Boca Raton) not only salutes her skill on the high wire, but… it shows determination to help consumers despite others who appear less inclined. [Read more…] about Assignment of Benefits…”playing too nice?”

Assignment of Benefits—Regulate Drying Firms?

- Opinion by Scott Johnson Leave a Comment

I’ve heard it said many times that when it comes to Assignment of Benefits… “Florida cannot regulate its’ way out of the crisis”.  

Regulation, after all, hasn’t stopped bad practices for those who are already regulated.  Roofers are one example.  Plumbers another–they’re regulated but still accept exorbitant kickbacks in the form of referral fees and are thus complicit in, and partially responsible for, the inflation of invoices from those paying the kickbacks. [Read more…] about Assignment of Benefits—Regulate Drying Firms?

Kevin McCarty…Right Man, Right Time!

- Opinion by Scott Johnson Leave a Comment

After twelve years working for three governors, Florida’s tenth insurance commissioner has resigned his post effective May 2, 2016. Chief Financial Officer Jeff Atwater, Agriculture Commissioner Adam Putnam and Attorney General Pam Bondi will struggle mightily to fill the void. Governor Scott will offer up a name and if Atwater agrees, the entire Cabinet will vote to replace the irreplaceable Kevin McCarty. [Read more…] about Kevin McCarty…Right Man, Right Time!

Assignment of Benefits…Lots & Lots of Dots!

- Opinion by Scott Johnson Leave a Comment

More and more, it seems, the enumerable and often disparate dots of Assignment of Benefits (AOB) are being connected. Both the commentary and the data calls from Insurance Consumer Advocate Sha’Ron James and Insurance Commissioner Kevin McCarty beg acknowledgement of a major cost driver and a growing willingness to attack it head on. (See NOTE #1 below). [Read more…] about Assignment of Benefits…Lots & Lots of Dots!

Assignment of Benefits…Conspiracies Abound!

- Opinion by Scott Johnson 2 Comments

It’s December 30, 2009 somewhere in Miami, Florida–the day before New Year’s Eve. Carolina Espinosa, the 31 year old wife of 56 year old Fausto Espinosa, drives the couples’ Rolls Royce to the home of Jose Gonzalez. The three are concocting a plan to commit arson as a small part of their elaborate and immensely diabolical property insurance fraud ring–one this married public adjuster couple operated for close to a decade. [Read more…] about Assignment of Benefits…Conspiracies Abound!