Planning, Communications, Advocacy
- Opinions by Scott Johnson Leave a Comment
In what many agents and carriers will find monumental, though for widely diverging reasons, the federal government has just instructed Write Your Own (WYO) flood carriers to cease allowing agents to rebate any portion of their commission.
For those rebating and those competing with those who rebate…this is seismic! [Read more…] about Flood Rebating Prohibited…This is Seismic!
- Opinions by Scott Johnson Leave a Comment
Peoples Trust, the direct response carrier that innovated its way into Florida’s homeowners market in 2008, is now selling some new policies the old fashioned way! [Read more…] about Peoples Trust…New Business the Old Way!
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Did you know that SB-408, which passed during the 2011 session, provided assistance to Citizens policyholders, those with claims, by reducing the amount they would have to pay a public adjuster (PA)? It does this by limiting the fee to 10% of the difference between what Citizens originally offered and what the PA’s intervention might have actually helped the claimant receive. [Read more…] about CITIZENS PA’s…Good for the Goose, Great for the Gander!
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Lawmakers went home doing nothing (again) to derail Citizens exploding population! Their intent is clear–leave the problem with the Citizens board which they’ve already authorized to implement a long list of initiatives that “might”, to varying degrees, reduce Citizens policy count or at least give the impression of doing so. [Read more…] about CITIZENS DECERTIFICATION…Off the Table?
- Opinions by Scott Johnson 2 Comments
In what may be the best example I can remember of “too little, too late”; the Tampa Tribune endorsed the so called Citizens E&S depopulation bill on March 11th, the Monday immediately following the Friday night that lawmakers left Tallahassee without passing it. [Read more…] about Citizens Depopulation…Too Little, Too Late!
- Opinions by Scott Johnson 1 Comment
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It’s been less than a year since oil from BP’s Deep Water Horizon rig ravaged Gulf Coast businesses, including many in Florida. Still…according to government inspections, our beaches are clean and our scrumptious seafood is safe to eat.
Last month, after inspectors raked a few tar balls found on barely one mile of sand, all of Florida’s panhandle was certified to be as pristine as it was prior to the April, 2010 spill–a fact BP has expended nearly $30 million to spread far and wide.
Unfortunately, some damage is proving to be stickier than tar balls! [Read more…] about DEEP WATER HORIZON…for agents, a sticky proposition!
- Opinions by Scott Johnson 1 Comment
After some rejoicing on the passage of CS/HB-119 out of the House Civil Justice Committee and all the hoopla that followed, I cautioned…”We’ve been this far before, even further”. You can check the post titled, PIP Reform–A Big Week for the details on what happened and how CS/HB-119 is what’s needed to solve Florida’s PIP problem. [Read more…] about No PIP Or The PIP We’ve Got?
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During his December 6th cabinet presentation, Citizens Chairman Carlos Lacasa responded to a question from Governor Scott about agents’ commissions. In essence he said he thought commissions impacted depopulation and that the Citizens board would examine the issue, including consideration of a “flat” fee. Rumors have swirled ever since; mostly about proposals and approaches to reduce what, as with any insurer, is a significant Citizens budget item. [Read more…] about Citizens Commissions…Three Realities!
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Last Wednesday CS/HB-119 cleared its second hurdle passing 10 to 5 out of the House Civil Justice Committee. In doing so, and with the possible exception of outright repeal, it became Florida’s best hope in the fight against a $1 billion criminal industry. Better than all the other approaches, it scalpels only the malignancies directly responsible for hundreds of seedy criminal enterprises across our state. [Read more…] about PIP Reform…A Big Week!