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Documents

  • Public Adjusters—Licensee enforcement actions, Dec. 2024
  • Public Adjusters--Licensee Enforcement Actions, Dec. 2024
  • Don Brown--The Capital Consequence of Uncertainty
  • Don Brown--Solving Florida's Homeowners Crisis
  • Don Brown--Parametric Insurance
  • Castle Roofing Affidavit--Nov. 29, 2023
  • Litigation Report Q3 2023
  • Policyholder Claim Litigation Survey--ICA Tasha Carter
  • American Policyholders Association--Justifiable Grievances
  • SFR Services--Tower Hill v. SFR Services
  • SB-7052 The Insurer Accountability Act
  • SB-7052 The Insurer Accountability Act
  • Strems vs Property Advocates
  • Strems vs Property Advocates
  • Strems vs Property Advocates--
  • Strems vs Property Advocates
  • HB-837 Enrolled Tort Reform Bill
  • Public Adjusters--Appraisal, SCOF decision
  • United P&C--Insurance Journal Article, 12-14-23
  • United P&C RICO Suit--by SFR, Case Dismissal
  • Strems--Bar's Response to Petition for Rehearing
  • Strems--Petition for Rehearing
  • Strems Law Firm--Lawyer Discipline Statistics
  • Strems Law Firm--Compendium
  • Strems--Disbarred!
  • Special Session II-- SB-2A
  • Special Session II--Staff Analysis of SB-2A
  • Special Session II--The Incentive to Sue
  • Special Session II--State Insurance Market Badly Needs an Oil Change
  • Special Session 2022--Summary by LMA
  • Supreme Court--Fla. Bar Announcement regards Working Group
  • Supreme Court--BG's Blog on Vexatious Lititigation
  • OIR Stability Report
  • Supreme Court-Report on the Working Group
  • OIR Stability Report--July 1, 2022
  • OIR Stability Report--July 1, 2022
  • OIR Stability Report--July 1, 2022
  • Demotech Downgrades '22-Kyle Ulrich's blog
  • Demotech Downgrades--OIR Release, Reinsurance & Response
  • Demotech-Ltr to Altmaier from Petrelli
  • Demotech--Blog From Kyle Ulrich regarding Downgrades
  • Demotech--Ltr. from Commissioner Altmaier
  • Demotech Downgrades '22--Ltr. from CFO Petronis
  • Special Session 2022-Article by POLITICO 3-17-20
  • Special Session 2022-Cohen Law Email
  • Special Session 2022-Politica Artcl 3/17/2020
  • Special Session 2022--Insurance Journal Summary
  • Special Session 2022--House Highlights
  • United P&C RICO Suit--The Complaint by SFR
  • United P&C RICO suit by SFR--article by William Raab
  • Citizens--Takeout Offer From Florida Peninsula
  • Citizens--Class Action, Atty Fees for pre-suit notices,
  • Citizens--Class Action Suit on Pre-suit atty. fees
  • SB-1728 Senate vote record
  • Citizens 2022 Reinsurance White Paper-1-12-22
  • Citizens Rate Comparison Study--Nov. 17 2021
  • Citizens Takeout Offer from Florida Peninsula
  • SB-1728 by Jim Boyd
  • DBPR--Respnse to RAF Complaint for injuction 1-10-22
  • DBPR--RAF Complaint to overturn SB-76.
  • Gale Force--DBPR's response to request for injunction
  • SB-76-Citizens Notice of Intent Data
  • Sun Sentinel Artcl--Big Money Forces at War 12/13/21
  • Third Qtr. Financials 2021-
  • Petition for Declaratory Statement Statute--Chapter 28-105
  • Petition for Declaratory Statement--Dept. of Financial Services
  • Gale Force Suits--DFS Service of Process Record
  • Gale Force Roofing--Preliminary Injunction Order, 7-11-2021
  • Gale Force Roofing--DBPR Defense Memo, 6-27-2021
  • Gale Force Roofing--Complaint for Injunctive Relief
  • Strems Law Firm XI--Fla. Bar v Strems
  • Strems Law Firm XI--Bar Review of Referee's Decision
  • Strems Law Firm XI--Bar Soliciation Complaint
  • SB-76 Governor Signs Bill
  • SB-76 Governor's Press Release
  • SB-1598 Final Bill, Public Adjusters
  • SB-76 Final Version
  • SB-76/HB-305 Chip Merlin Refuted by Guy Fraker
  • SB-76/HB-305 Article SB-76 Passes Senate
  • SB-76/HB-305 Altmaier Ltr to Chairman Ingoglia
  • OPPAGA Study--Homeowner & Auto Glass Fraud; Revised
  • Financials 2020--Net Underwriting Losses
  • Security First Letter To Chairman Ingoglia--From CEO Locke Burt
  • Florida Regulator Approves nearly 100 rate increases--Article by Lyle Adriano
  • Financials 2020--Demotech Press Release
  • Financials 2020--Guy Carpenter Preliminary 2020
  • Financials 2020--S&P Net Underwriting Losses
  • OIR Report to House Commerce--2-24-21
  • Fee Multiplier--Memo In Support of SB-76 & HB-305
  • DFS vs Contender Claims Services
  • HB 717--DFS regulatory legislation 2021
  • Lax Fraud Enforcement--Article by Tallahassee Democrat
  • OPPAGA Study--Homeowner & Auto Glass Fraud
  • Guy Fraker Study--January 2021
  • RICO-Zalma on Fraker Report
  • Legislation 2021--SB-76, Cohen ACTION ALERT
  • Legislation 2021--SB-76, Merlin Blog in opposition
  • Legislation 2021--SB-76, by Senator Jim Boyd
  • RICO Suit--Heritage vs Angelica & Albert Sigler
  • RICO article--Sun Sentinel
  • Guy Fraker Study--January 2021
  • Senate B&I Committee Mtg Packet--1-12-21
  • House B&I Subcommittee Agenda; 1-13-2021
  • Public Adjusters--Appraisal, State Farm vs Parrish
  • Strems Law Firm IX--Motion for Extension Granted
  • Strems Law Firm IX--Respondents Initial Brief
  • Friday Morning Live: The Florida Property Market and What Agents Need to Know
  • Strem Law Firm VIII-Sun Sentinel article by Ron Hurtibise
  • Strems Law Firm VIII-Sun Sentinel article by Ron Hurtibise
  • Strems Law Firm VIII--Analysis of Fs.877.01 & Fs.877.02
  • Strems Law Firm VIII--Fs 877.01 & Fs 877.02
  • Strems Law Firm VIII--Instigation of Litigation Fs. 877.01
  • Strems Law Firm VIII--Florida Bar Rule 4-54
  • Strems Law Firm VIII--Complaint from Fla. Bar A Pattern of Deceit & Solicitation
  • Strems Law Firm VIII--Complaint response by Zevuloni
  • Strems Law Firm VIII--Complaint Geyer, Fuxa, Tyler vs Zevuloni
  • Strems Law Firm VII--Isabel Arias Bar Card
  • Strems Law Firm VII--Why Is Homeowners Insurance In Florida Such a Disaster?
  • Strems Law Firm VII--Standby for more rate increases
  • Strems Law Firm VII--Brace for Rate Increase Shock
  • Strems Law Firm VII--Florida's Troubled Market
  • Strems Law Firm VII--Top 25 Plaintiff Attorneys
  • Strems Law Firm VII-Property Writers Served
  • Strems Law Firm VI--Email w/ Bar Association
  • Strems Law Firm VI--Report of Referee
  • Strems Law Firm V-Gandul v Olympus
  • Jeff Grady Scholarship
  • Jeff Grady Biography
  • Tort Reform Benefits, Florida--Perryman, November 2019
  • Strems Law Firm V--CPC Statement
  • Strems Law Firm IV1/2--Bar's Contempt Petition
  • Artemis article--Reinsurance up 26%, June 2020
  • Sun Sentinel article--Insurance companies set to squeeze even more money out of us this storm season.
  • Strems Law Firm IV--Bars response to Strems Response to Order to Show Cause
  • Strems Law Firm III--Florida Record Article, Re. Strems PPP Loan
  • Strems Law Firm III--PPP Loan
  • Strems Law Firm III--Request for Oral Argument
  • Strems Law Firm III--Resonse to Order to Show Cause
  • Strems Law Firm III--Letter to Judge Huey with attachments
  • Strems Law Firm III--Safepoint vs Jannie Williams
  • Strems Law Firm III--Strems Letter to clients
  • Strems Law Firm III--Why Insurance Fraud Succeeds
  • Strems Law Firm III--McEkron EUO of former Strems Litigation Mgr.
  • Strems Law Firm II--Report of Referee on Strems Motion To Dissolve
  • Strems Law Firm III--Service of Process, Strems new firm
  • Strems Law Firm III--Strems Law Firm
  • Strems Law Firm III-Jonathan Drake Bar Membership
  • Strems Law Firm II--Petition for Declaratory Relief Motion to Dismiss
  • Strems Law Firm II--Citizens v Strems, et al
  • Strems Law Firm II--Contender Claims Services
  • Strems Law Firm--Insurance Journal by Amy O'Connor
  • Strems Law Firm II--Report of Referee
  • Strems Law Firm II--Bar's Response to Request to Dissolve
  • Strems Law Firm II--Florida Bar Rule 4-5.4
  • Strems Law Firm II--Petition for Declaratory Relief
  • Strems Law Firm II--PA Email redacted
  • Strems Law Firm II--Bar Ethics Request & Response
  • Strems Law Firm II--Motion to dissolve Order of Suspension
  • Strems Law Firm II--Protected Source Email
  • Strems Law Firm--Bar Complaint, Scot Strems
  • Strems Law Firm--DFS vs Contender Claims Services
  • Strems Law Firm--Bar Complaint, Gregory Saldamando
  • Strems Law Firm--Insurance Journal by Amy O'Connor
  • Strems Law Firm--Email to Bar Assoc. regarding Emergency Suspension
  • Strems Law Firm--Sonia Ortiz Amended Complaint
  • Strems Law Firm--JS letter to Fla. Bar
  • Strems Law Firm--Contingency Fee Agreement
  • Strems Law Firm--Emergency Suspension Ruling
  • Strems Law Firm--Emergency Suspension
  • Public Adjusters--Appraisal, Questions to Paul Handerhan
  • Public Adjusters--Appraisal, PA's As Appraisers
  • Public Adjusters--Appraisal, "disinterested Means Pecuiary interest"
  • Public Adjusters--Appraisal, "PA's as Appraisers May Be History"
  • Public Adjusters--Appraisal, State Farm v. Crispin
  • Public Adjusters--Appraisal, State Farm v Sanders
  • Public Adjusters--Appraisal, New York Standard Fire Policy
  • Lawsuit legislation '20--Floor Vote HB-7071
  • Lawsuit legislation '20--Overview of Contingency Fee Multipliers
  • Lawsuit legislation '20--Homeowers Shfited
  • Lawsuit legislation '20--Rising Reinsurance is the key
  • Lawsuit legislation '20--Rates Keep Climbing
  • Article '20--Opinion, Sun Sentinel
  • Lawsuit legislation '20--Benefits of Tort Reform, 2018
  • Lawsuit legislation '20--Opinion, Florida Today
  • Lawsuit legislation '20--the Tort Tax
  • Lawsuit legislation '20--Exorbitant Atty Fee's
  • Demotech--Article by Peter Schorsch, January 29, 2020
  • Demotech--Article by Amy O'Connor; January, 2020
  • Demotech--IJ article, January 23, 2020
  • Demotech--Article updating 2020 FSR's
  • Demotech-Insurance Journal, April 2017
  • Demotech letter regarding 2020 Downgrades--12/20/19
  • Citizens email, regards AOB claims, January 2020
  • Dr. Gary Rosen, RAF New AOB Form
  • Dr. Gary Rosen, Email
  • Dr. Gary Rosen, Resume
  • Ark Royal Case, Supreme Crt Rules not to hear
  • Ark Royal Case: Restoration 1 v. Ark Royal
  • Ark Royal Case: Supreme Court Pulls out of Insurance Dispute
  • Ark Royal Case: Supreme Court Halts Review of Controversial AOB Case
  • Rytech's Growing Team
  • Public Adjusters--Crossing the Rubicon, Arrest Affidavit, Less Redacted, including many homowners
  • Public Adjusters--Crossing the Rubicon, Arrest Affidavit; Felix Bravo & Barbara Maria Diaz de Villegas (AKA Barbara M. Gonzalez)
  • Public Adjusters--Crossing the Rubicon, Arrest Affidavit; ALexander & Barbie
  • Public Adjusters--Crossing the Rubicon, Citizens SIU Report
  • CPC Compilation of AOB Victims/video Testimonials
  • CPC Compilation of AOB Editorials--2017 thru 2018
  • CPC Compilation of Media Coverage,AOB: 1/1/18 to 1/1/19
  • AOB Legal Service of Process Data--2006 thru 2017
  • OIR Informational Memorandum
  • Sunshine State News--AOB Abuse King Addresses His Army of Vendors, Vowing to Get Around the NEw Law
  • Articles and relevant media on AOB reform
  • House vote--Final Passage, HB-7065
  • Senate Vote--Final Passage, HB-7065
  • Insurance Journal article--May 1, 2019
  • Sunshine State News article--April 29, 2019
  • FLAPOL article--April 27,2019
  • S&P Global article-June 5, 2019
  • Johnny Appleseed Video-Article
  • Email Exchange with Gary Rosen
  • Assignment of Benefits--Bad Apples PP for American Integrity
  • Assignment of Benefits--FLARS PP, SB-122
  • Assignment of Benefits-Gary Rosen PP, SB-122
  • Lightning Report, Annual--2018
  • Assignment of Benefits--HB-7065 House Vote
  • Assignment of Benefits--HB-7065 Senate Vote
  • Assignment of Benefits--HB-337
  • Assignment of Benefits--HB-7065 AOB Reform, 1st Engrossed
  • Peoples Trust--Travels & Massages
  • Assignment of Benefits--CFO Letter, CFO Incensed
  • Assignment of Benefits--TOP lawsuits by Policies in Force
  • Assignment of Benefits--RAF Town Hall Meeting
  • Assignmnet of Benefits--RAF Town Hall meeting
  • Assignment of Benefits--RAF Op-ed by Richard Diaz
  • Assignment of Benefits--Desantis,
  • Assignment of Benefits--CFO letter to Florida Bar Association
  • Assignment of Benefits--RAF Attorney Members
  • Assignment of Benefits--Presentation by Ken Bell
  • Assignment of Benefits--RAF Annual Report
  • Assignment of Benefits--Carriers can solve the AOB crisis
  • Assignment of Benefits--OIR pushes back on RAF
  • Assignment of Benefits--Complaints about Complaints
  • Assignment of Benefits--RAF Op-ed
  • Assignment of Benefits--RAF lashes out at Patronis
  • Assignment of Benefits--Johnny Appleseed
  • Assignment of Benefits--Contractors Miffed!
  • Assignment of Benefits--article on House Insurance Chair & AOB
  • Assignment of Benefits--Deblander's Response
  • Assignment of Benefits--Highest Rates Article
  • Assignment of Benefits--Top AOB Vendors
  • Assignment of Benefits--Top Plaintiff Law Firms
  • Assignment of Benefits--Citizens 2019 Rate Kit
  • Assignment of Benefits--Merlin Attacks Scott Johnson
  • Assignment of Benefits--Merlin Blog AOB
  • Assignment of Benefits--Citizens Press Release 12/2018
  • Assignment of Benefits--Citizens Rate Hike
  • Assignment of Benefits--Insurance Information Institute
  • Assignment of Benefits--Steve Pociask; Bad Politics Blocks AOB
  • Assignment of Benefits--SB-122 by Broxson, 2018
  • Citizens 2018--presentation by Barry Gilway
  • Assignment of Benefits--Vargas on AOB
  • Politics Blocks AOB--article by Steve Pociask
  • PublAdjuster--Flyer "Call us Before Your Insurance Company
  • PublAdjuster--Flyer "Call us Before Your Insurance Company
  • Pairs and Sets Statute--fs. 626.9744
  • Assignment of Benefits--Bar Exam Failures
  • Assignment of Benefits-Floor Vote HB-7015
  • Assignment of Benefits--Public Adjuster violation of Fee Cap Case
  • Bad Faith--October, 2018. Two court decisions
  • Assignment of Benefits--Public Adjuster violation of Fee Cap Case
  • Public Adjuster--Fee Statute
  • Public Adjusters--Do PA's Charge too much?
  • Public Adjusters: Espinosa Case, Murder Plot
  • Public Adjuster: Espinosa Case
  • Assignment of Benefits--Plumbers Beware!
  • ASSIGMMENT OF BENEFITS--CFO arrests Tim Cook, arrest affidavit
  • Assignment of Benefits--CFO arrests, News Journal
  • Assignment of Benefits--Dave DeBlander, AOB Contract
  • Assignment of Benefits--Dave DeBlander opinion on industry
  • Public Adjusters--Espinosa Sr. Gets 20 Years
  • Assignment of Benefits--CFO Arrests Restoration Vendor
  • Assignment of Benefits--Chamber AOB Op-ed
  • Assignment of Benefits--FAIR'S AOB Petition
  • Assignment of Benefits--Legislature will Regret Failing to Tackle AOB Abuse
  • Assignment of Benefits--Consumer Protection Coalition, Hurricane Warning
  • Auto--Five Lawyers Arrested
  • Assignment of Benefits--Cohen Flyer for Senator Farmer
  • Assignment of Benefits--Senator Farmer Lobbying for Trial Bar
  • Assignment of Benefits--Looting by Lawsuit
  • Citizens--Op-Ed in Tampa Bay Times
  • Assignment of Benefits--Representative Vargas; April, 2018
  • Assignment of Benefits--CFO Fraud Warning, Irma.
  • Assignment of Benefits--Insurance Journal, Rytech
  • Assignment of Benefits--Happy Hour with Gary Farmer, 2018
  • Assignment of Benefits--FAIR endoresement by Jay Neal
  • Assignment of Benefits--Opinion, Insurance Journal
  • Assignment of Benefits--Op-ed by Consumer Institute: June,2018
  • Assignment of Benefits--FAIR opinion on AOB/Cat Fund
  • Assignment of Benefits--AOB contract sample; consumer refused to sign
  • Irma Presentation--1-30-18
  • Irma Presentation--1-30-18
  • Assignment of Benefits--OIR 2018 Data Call Report
  • Assignment of Benefits--SFR Roofing Flyer
  • Assignment of Benefits--Calstrom Roof Damage
  • Assignment of Benefits--Steve Pociask editorial
  • Asssignment of Benefits--Top Plaintiff Law Firms & AOB Contractors
  • Assignment of Benefits--Arbitration required before AOB
  • Assignment of Benefits--Simbro Affidavit by Kellie Clark
  • Assignment of Benefits--Insurer's Share Blame
  • Assignment of Benefits--What Could Raise Rates
  • Assignment of Benefits--Heritage Mole Article
  • Public Adjusters--CARe Consumer Advisory
  • Assignment of Benefits--Strems Law Firm
  • Assignment of Benefits--WHO PAYS?
  • New Citizens Managed Repair Program--Survival Tactics fo PA's Water Mit Contractors
  • The AOB Problem
  • Citizens 2018 Rate Hearing--Opening Comments
  • The Non-Weather Claims Explosion
  • SInkholes & AOB Abuse--One Success; One to go
  • Assignment of Benefits--Roofing Flyer
  • Flood--The Folly of Paying Americans to Live in Harms Way
  • Flood Reforms--2014
  • Assignment of Benfits--Insurance Companies Forcing Their Way Into Policyholder's Homes into
  • Public Adjusters--FAPIA 2016 Membership List
  • Homeowner's Claims Bill of Rights--Fs; 627.7142
  • Assignment of Benefits--Citizens MRP Approved
  • Assignment of Benefits--"Take it or Leave it" The Response to William Stander by Don Phillips
  • Assignment of Benefits--"Take it or Leave it" Response by William Stander
  • Public Adjusters--2016 DFS listing
  • Assignment of Benefits--Survival Tactics for PA's & Water Mit Contractors
  • Public Adjusters--The History of Public Adjusters
  • Assignment of Benefits--"Take it or Leave it" as published at InsuranceJournal.com
  • Assignment of Benefits--"Take it or Leave it"
  • Assignment of Benefits--"Take it or Leave it"
  • Assignment of Benefits--A New Kind of Storm
  • Assignment of Benefits--Florida Market Faces New Storm
  • Assignment of Benefits--Op-ed by FLARS President, Jeff Grant
  • Assignment of Benefits--Simbro Group LLC, Roofing
  • Assignment of Benefits--Consumer Protection Coalition
  • Assignment of Benefits--Wall Street Journal article
  • Assignment of Benefits--Article; Judicial Hellholes
  • Assignment of Benefits--Wall Street Journal article
  • Assignment of Benefits--Citizens press release, March 29, 2017
  • Assignment of Benefits--Cohen & Grossman, Legal Malpractice
  • Assignment of Benefits--Article, Florida a Judicial Hellhole
  • Assignment of Benefits--The Big Rip-off: Top 5 Strategies of Insurance Fraudsters
  • Article--Despite lack of hurricanes, claims abuse driving up Citizens Premiums
  • AOB Abuse by the Numbers--Article by Ins. Journal
  • Cohen Grossman--Legal Malpractice Lawsuit
  • Assignment of Benefits--William Large article, 2017
  • Assignment of Benefits--Article by Mike Moline
  • Assignment of Benefits--AOC vs AOB
  • Assignment of Benefits--SB-1038 by Senator Hukill
  • Assignment of Benefits--Florida's Trial Bar Hurricane
  • Assignment of Benefits--White Paper by Delegal and Kalifeh
  • Assignment of Benefits--Strems Law Firm; Groelle & Salmon
  • Chamber 2017--AOB presentation, ASI
  • Chamber 2017--AOB presentation, Citizens
  • Chamber 2017--AOB presentation, Roofers
  • Assignment of Benefits--Citizens Top 20 Opposing Firms
  • Assignment of Benefits--Public Adjuster arrested,
  • Assignment of Benefits--Public Adjuster arrested
  • Assignment of Benefits--Attorney Fee's Article by Michael Moline
  • Assignment of Benefits--Strems Law Firm
  • Assignment of Benefits--United Water, Letters from Patricia Bloebaum
  • Assignment of Benefits--United Water, Door Hanger
  • Assignment of Benefits--Strems Law Firm
  • Assignment of Benefits--OIR After Atty Fees; Article
  • Assignment of Benefits--Strems Law Firm
  • Assignment of Benefits--United Water, Plumber Follow up
  • Assignment of Benefits--Merlin; Motion for Sanctions
  • Assignment of Benefits--Merlin; Opinion & Order
  • Assignment of Benefits--Merlin/Sean Shaw; "Anybody But.."
  • Assignment of Benefits--Merlin/Blog on Insurance Fraud Stats
  • Assignment of Benefits--Merlin/Pettinato case
  • Assignment of Benefits--Managed Repair, NIRC Articles of Incorporation
  • Assignment of Benefits--Managed Repair Petition
  • Assignment of Benefits--Managed Repair article by AAPIA
  • Assignment of Benefits--Citizens Cuts Back Managed Repair
  • Assignment of Benefits--Daytona Beach News Journal
  • Assignment of Benefits--Saint Petersblog
  • Assignment of Benefits--United Water Flyers, Hurricane Jeffrey
  • Assignment of Benefits--Public Adjuster solicitation, Hurricane Jeffrey
  • Assignment of Benefits--ACTION 9 Investigates United Water
  • Assignment of Benefits--ACTION 9, What to Avoid when Contractors Come Knockin
  • Assignment of Benefits--Hurricane Jeffrey Fraud Warning
  • Assignment of Benefits--Hurricane Jeffrey Fraud Warning
  • AUTO--PIP study by Pinnacle, 2016
  • AUTO--PIP study by Pinnacle, 2016
  • Assignment of Benefits--United Water, letter
  • Assignment of Benefits--United Water plumber notes
  • Assignment of Benefits--United Water Restoration BBB Complaints
  • Assignment of Benefits--Palm Beach Post Editorial
  • Assignment of Benefits--Public Records Requests
  • Assignment of Benefits--Public Records Requests
  • ELR Restorations, Inc--Door Knob Flyers,
  • ELR Restorations, Inc--BBB Complaint Summary
  • Assignment of Benefits--Troubled Water
  • Assignment of Benefits--Op-ed by Scott Johnson
  • Assignment of Benefits--Citizens Policy Changes
  • Assignment of Benefits--Citizens Rate Increase
  • Assignment of Benefits--Power Point slides of Presenters
  • Assignment of Benefits--Op-ed by FPCA
  • Assignment of Benefits--Tampa Times
  • Assignment of Benefits--PIFF warns of AOB abuse
  • Assignment of Benefits--Citizens Rate Increase
  • Assignment of Benefits--Heritage rate increase of 14.9%
  • Assignment of Benefits--Five Roofing Flyers after Hail Storm
  • Assignment of Benefits--Plumber Invoice
  • Assignment of Benefits--Fire Chasers ad in Craigslist
  • Assignment of Benefits--Citizens Press Release,
  • Assignment of Benefits--Alan Daley: The New Magnet for Insurance Scams
  • Assignment of Benefits--Angelica Sigler; Summary of criminal history & background
  • Assignment of Benefits--Angelica Sigler; Moisture Rid
  • Assignment of Benefits--Angelica Sigler Corp papers
  • Assignment of Benefits--Angelica Sigler Corp papers
  • Assignment of Benefits--Angelica Sigler Corp papers
  • Assignment of Benefits--Angelica Sigler Corp papers
  • Assignment of Benefits--Angelica Sigler Corp papers
  • Assignment of Benefits--Angelica Sigler; FDLE Criminal report
  • Assignment of Benefits--Citizens AOB memo; February, 2016
  • Assignment of Benefits--Call Citizens First articles
  • Assignment of Benefits--Citizens Water Loss Clarification
  • Assignment of Benefits--Angelica Sigler; arrest affidavit
  • Assignment of Benefits--Bioscience vs Gulfstream
  • Assignment of Benefits--Sunshine State News Editorial
  • Assignment of Benefits--Citizens Water Damage articles
  • Assignment of Benefits--Tower Hill
  • Assignment of Benefits--ELR Door knob hanger
  • Assignment of Benefits--Cardenas Law Firm vs Southern Fidelity
  • Assignment of Benefits--Arrest Affidavit in the matter of ARKO Plumbing
  • Assignment of Benefits--Citizens atty fees paid
  • Assignment of Benefits--Bascuas vs Citizens
  • Assignment of Benefits--Plumbers Wanted!
  • Assignment of Benefits--Glady's Cardenas vs Southern Fidelity Insurance Company
  • Assignment of Benefits--OIR AOB Data Call Report
  • Assignment of Benefits--Citizens, Non-Catastrophic HO's Water Claims
  • Assignment of Benefits--Sun Sentinel Article 1/16/16
  • Assignment of Benefits--SB-1248 by Diaz de la Portilla
  • Assignment of Benefits--Water Extraction; two examples
  • Assignment of Benefits--pic of water extraction advertisement
  • Assignment of Benefits--Plumbers Wanted;
  • Assignment of Benefits--Forbes Magazine by Steve Pociask
  • Assignment of Benefits--Channel 10 News Story
  • Flood--PC 360 article, 10/05/15
  • Assignment of Benefits--AAPIA article on AOB overreach
  • Assignment of Benefits--Commentary on CPCPI's Founding
  • Assignment of Benefits--Commentary on CPCPI's Founding
  • Assignment of Benefits--SB-596, CPCPI endorsement
  • Assignment of Benefits--SB-596 by Hukill; 2016
  • Assignment of Benefits--Citizens atty fees paid
  • Assignment of Benefits--OIR Data Call
  • Assignment of Benefits--G&R Plumbing; inflated invoice
  • Assignment of Benefits--Arrest Affidavit in the matter of ARKO Plumbing
  • Assignment of Benefits--Citizens Litigated Claims Update
  • Assignment of Benefits--Cohen & Battisti promotes FLARS membership
  • Assignment of Benefits--Attorney involvement; Operation Flames & Flood
  • Assignment of Benefits--Citizens Water Damage Presentation
  • Assignment of Benefits--Ericksons AOB Contract
  • Assignment of Benefits--ELR Restorations, Inc
  • Assignment of Benefits--Homestead Exemption Defense
  • Assignment of Benefits--State 2 State vs FPIC
  • Assignment of Benefits--Attorney Fee's; Citizens vs Bascuas
  • Assignment of Benefits--White Paper by Delegal & Kalifeh
  • Assignment of Benefits--Attorney Fee's; Citizens vs. Bascuas
  • Assignment of Benefits--Strems Law Firm; insurer lawsuits filed; 1/1/14 to 10/1/15
  • Assignment of Benefits--Strems Law Firm; Multiple suits
  • Assignment of Benefits--Strems Law Firm, Greg Saldamando
  • Assignment of Benefits--Strems Law Firm; Greg Saldamando Suits
  • Assignment of Benefits--Strems Law Firm
  • Assignment of Benefits--Strems Law Firm suits by carrier
  • Assignment of Benefits--Fraud & Public Adjusters
  • Assignment of Benefits--Strems Law Firm, Tally Sheet
  • Public Adjusters--Emergency Services 24
  • Assignment of Benefits--Strems Law Firm; SOP Cover Letters
  • Assignment of Benefits--AOB Fraud & Public Adjusters
  • Assignment of Benefits--Letter repudiating use of AOB by IFW
  • Assignment of Benefits--PA Contract w/ AOB
  • Assignment of Benefits--Atty Fee Awards Against Cohen & Battisti/Springhill Builders
  • Assignment of Benefits--Atty Fee Awards Against Cohen & Battisti/NextGen
  • Assignment of Benefits--Articles on Citizens Rate Filing
  • Assignment of Benefits--Article by Charles Elmore
  • Assignment of Benefits--ICA Letter to Kevin McCarty
  • Assignment of Benefits--Strem Law Firm; DFS Transmittal letter
  • Assignment of Benefits--Strems Law Firm SOP Report
  • Assignment of Benefits--Lavender Letter of Apology
  • Assignment of Benefits--Direction to Pay Contract
  • Assignment of Benefits--PA Contract w/AOB
  • Assignment of Benefits--Flames & Flood Summary
  • Assignment of Benefits--Flames & Flood News Articles
  • Assignment of Benefits--OIR's opposition to Certification
  • Assignment of Benefits--OIR's Oppostion to rehearing
  • Assignment of Benefits--FPCA Motion in SFIC appeal
  • Assignment of Benefits--FPCA Amicus SFIC case
  • Assignment of Benefits--Operation Flames & Flood; Claim Summary Sheet
  • Public Adjusters Contract--Michigan
  • Public Adjusters Contract--Illinois
  • Assignment of Benefits--Miami Herald Op-Ed
  • Assignment of Benefits--Citizens Rate Change
  • Assignment of Benefits--1st DCA State Farm Decision
  • Citizens--Presentation to FHCF, Insurers Workshop, June, 2016
  • Citizens--presentation to FHCF by Barry Gilway--June, 2015
  • Assignment of Benefits--Colodny Fass Release, 1St DCA decision
  • Assignment of Benefits--SFIC Press Release
  • Assignment of Benefits---GOT HAIL?
  • Assignment of Benefits--Ocala Star Banner, Editorial
  • Assignment of Benefits--Article by Peter Schorsch
  • Assignment of Benefits--Citizens SIU Referrals
  • Assignment of Benefits--Article by Jason B. Wolf, Esq.
  • Assignment of Benefits--1st DCA decision
  • Assignment of Benefits--Arrest Affidavit
  • Assignment of Benefits--Envirotech
  • Assignment of Benefits--Flood & Flames arrest affidavit
  • Assignment of Benefits--Bone Dry Invoice
  • Assignment of Benefits--Bone Dry Contract
  • Assignment of Benefits--FLARS Amended Articles of Incorporation
  • Assignment of Benefits--FLARS Original Article of Incorporation
  • Assignment of Benefits--Noland Roofing & Lee Jacobson
  • Assignment of Benefits--FLARS Domain Registration
  • Assignment of Benefits--Citizens Top Ten opposing atty's by "property" cause of loss
  • Assignment of Benefits--CItizens top ten opposing attorneys
  • Assignment of Benefits--Delta Management
  • Assignment of Benefits--ELR Roofing
  • Assignment of Benefits--Noland Roofing
  • Assignment of Benefits--Jasper Roofing
  • Assignment of Benefits--Dimensional Roofing
  • Assignment of Benefits--Ripoff Report on Noland Roofing
  • Assignment of Benefits--Orlando Sentinel Editorial
  • Assignment of Benefits--Bone Dry TV Interview
  • Assignment of Benefits--Roofing Flyer #5
  • Assignment of Benefits--Roofing Flyer #4
  • Assignment of Benefits--Roofing Flyer #3
  • Assignment of Benefits--Roofing Flyer #2
  • Assignment of Benefits--Roofing Flyer #1
  • Reinsurance--Atwaters letter to McCarty
  • Reinsurance--McCarty's 2nd response to Atwater
  • Reinsurance--McCarty's response to Atwater
  • Assignment of Benefits--1st AOB lawsuit
  • Assignment of Benefits--United Water, Plumber Fees
  • Assignment of Benefits--Cohen & Battisti
  • Assignment of Benefits--AAA Roofing Flier
  • Assignment of Benefits--Roofer w/ PA assignment
  • Assignment of Benefits--Florida Peninsula
  • Assignment of Benefits--Nextgen Restoration, Inc
  • Assignment of Benefits--Emergency Services 24, Inc
  • Assignment of Benefits--Speed Dry, Inc
  • Assignment of Benefits--United Water Restoration
  • Assignment of Benefits--Restorations Unlimited
  • Assignment of Benefits--Olympus
  • Assignment of Benefits--Groelle & Salmon
  • Assignment of Benefits--Citizens
  • Assignment of Benefits--Citizens
  • Assignment of Benefits--Olympus
  • Assignment of Benefits--Groell & Salmon
  • Civil Remedy (CR)--CIvil Remedy Notice (CRN)
  • Assignment of Benefits--Anonymous Letter, Attachment
  • Assignment of Benefits--House Insurance Workshop Materials
  • Top 25 carriers--Premiums Written, Sept 2014
  • Top 25 Carriers--Policies in Force, Sept. 2014
  • Assignment of Benefits--Water extraction, Example 4
  • Assignment of Benefits--Water extraction, example 3
  • Assignment of Benefits--Water extraction, example 2
  • Assignment of Benefits--Water Extraction, Example 1
  • Assignment of Benefits--DFS Data on Lawsuits filed against insurers
  • Assignment of Benefits--DFS Data on Lawsuits filed against insurers
  • Assignment of Benefits--DFS Data on Lawsuits filed against insurers
  • Assignment of Benefits--DFS Data on Lawsuits filed against insurers
  • Assignment of Benefits--Groelle & Salmon
  • Assignment of Benefits--DFS Data on Lawsuits filed against insurers
  • Roofing--Consumer Advisory
  • Assignment of Benefits--Florida's Lien Law
  • Rytech; Why Rytech for Carrier's
  • Public Adjusters; Consumer Group Warnings
  • Public Adjusters--Sandy victim wins lawsuit
  • Public Adjusters--Direct Payment
  • Citizens; Takeout article
  • Auto; PIP Editorial
  • Auto; PIP Editorial
  • Auto; PIP Editorial
  • Auto; PIP Editorial
  • Assignment of Benefits; SFIC/OIR lawsuit
  • Assignment of Benefits; Fraud Task Force Advisement
  • Assignment of Benefits; Plumber Referral Fee's
  • Assignment of Benefits; AIIC Blog
  • The Property Insurance Debate II
  • The Property Insurance Debate
  • Protecting Your Paycheck
  • Public Adjusters--blog by Dick Tutwiler
  • Citizens & Weiss Ratings
  • Citizens & Weiss Ratings
  • Citizens Travel--report from Jim Turner
  • Citizens Travel--Letter from ABIR
  • Citizens Travel Saves Money
  • Citizens Travel & The Palm Beach Post
  • Public Adjusters--Leverett Case
  • Public Adjusters--Orlando Sentinel article
  • Public Adjusters--Posts by Chip Merlin
  • Public Adjusters--CFO Arrest of Robert Eugene Leverett II
  • Peoples Trust End Note
  • Peoplest Trust Exposure Management Summary
  • Citizens Board Appointment; Op-ed by Chip Merlin
  • Auto--No-Fault Op-ed; March 26, 2014
  • Public Adjusters--FAPIA letter 2014
  • AUTO--PIP Rates from OIR; January 2014.
  • Blogger's 1st Amendment Case
  • Flood Op Ed--The Science of Flood
  • CFO Atwater's Letter to Senator Bill Nelson
  • OIR Fast Facts 2013
  • AUTO--Scrap PIP
  • Fraud Statistics Florida 2013
  • Bad Faith, "Why People Keep Suing Property Insurance Companies"
  • AUTO--The Fraud of Florida No-Fault
  • AUTO--The Fraud of Florida No-Fault
  • Citizens Clearinghouse---Citizens pays and pays
  • Universal article by Action 9 News
  • Assignmet of Benefits--Let's Get Ready to Rumble!
  • ICA Working Group Memo--2013
  • ICA Working Group Bill Draft--2013
  • ICA Working Group Final Report--2013
  • Sinkholes--Court Decision on Structural Damage 9/3/13
  • Citizens: 9/9/13 letter from Rep. Tom Lee
  • Willis CEO asserts stand on Contingent Commissions
  • Citizens: Clearinghouse Action Item
  • CITIZENS SIU Cases of Interest
  • CITIZENS Water Loss Update
  • CITIZENS Claim Frequency Analysis--Citizens-only Data
  • Public Adjusters; NAPIA Responds
  • Universal Order--Article by Palm Beach Post
  • Universal Order--Article by Herald Tribune
  • OIR Order regarding Universal Property & Casualty, 2013
  • Citizens--ICA Report on Assessments Pulled from Web
  • PIA Claims Victory
  • Assignment of Benefits--Consent Order for "Emergency Services 24, INC.
  • The Florida Property Market: Finding the Right Marriage of Money, (Residual) Markets and Mitigation
  • CITIZENS Policyholders by voting district
  • Citizens: Internal Complaints--a list of internal personnel complaints released by Citizens February, 2012
  • Public Adjusters--New Jersey Assembly bill SB 2472
  • Public Adjusters--AAPIA letter of Explanation
  • Public Adjusters--NAPIA letter to New Jersey Assembly
  • Public Adjusters--Arrest Affidavit
  • Tricks of the Trade--How Insurance Companies Deny, Delay, Confuse & Refuse
  • The Ten Worst Insurance Companies in America
  • Public Adjuster--Amended Complaint challenging the Fee Statutes
  • Public Adjusters; article for Miami Herald
  • Flood Reforms--2012
  • Citizens--Public Adjuster advertising
  • Citizens--SNL Article on Gilway & 2012
  • Citizens--Inspector General; Op-ed from Johnson Strategies, LLC
  • CITIZENS--Public Adjusters involved in Citizens Claims
  • Citizens Public Adjusters by Cause of Loss; 2012
  • Citizens--Public Adjusters by Cause of Loss; 2012
  • Citizens; CFO Atwater's Letter to Governor Scott
  • Citizens; Plaintiff Attorney Pending Suits, 2012
  • Citizens Sinkhole Law Firms;2012
  • CITIZENS SINKHOLE UPDATE--November, 2012
  • FIGA 2012 Assessment--Impact
  • FIGA 2012 Assessment Notice
  • Universal P & C--Claim Denials
  • Universal P & C--Claim Denials
  • Universal P & C--Claim Denials
  • Public Adjusters: Espinosa Case
  • Public Adjusters: Espinosa Case
  • Spitzer Suit Dismissed--
  • Citizens--Letter from Weatherford to Lacasa
  • Citizens; letter from Weatherford to Lacasa
  • CITIZENS--Barry Gilway's letter to Artiles
  • CITIZENS MEDIA ADVISORY--Surplus Notes; 10/12
  • Citizens Media Reports; weekend of 9-7-12
  • Public Adjuster Referral Network
  • Insurance Residual Markets: Historical & Public Poicy Perspectives
  • Citizens; dual opinions in the Tallahassee Democrat
  • AUTO--OIR CHOICES Website; Three Risk Configurations
  • Auto--IMPACT ANALYSIS OF HB-119; August 20, 2012
  • State of Florida's Homeowners' Insurance Market; June 26, 2012
  • Citizens Commissions Compared to Private Market & Other States
  • CFA vs Heartland; 2012--Articles on Mckinsey/Allstate & Repeat Offenders
  • CFA vs Heartland; 2012--Heartland's Response to CFA
  • CFA vs Heartland; 2012--Statement on Long Term Solutions Task Force
  • CFA vs Heartland; 2012--Repeat Offenders
  • Windstorm Coverage Fund (WCF)
  • Statewide Wind Pool; Crane Group Proposal--March 30, 2008
  • Insurance Consumer Advocate Report; 4/2/12--Potential Assessments from Florida Hurricanes
  • Citizens; Statewide Windpool Article by John Reiners; Hernando Today, 6/18/12
  • Citizens; Statewide Windpool Article by Aisling Swift, 6/19/12
  • Citizens; Statewide Windpool Article by Fasano; 6/15/12
  • Property Insurance Commentary by Sen. Richter and Rep. Nelson
  • Rate Hikes, 2012
  • Insurance Regulatory Report Card--2011
  • Rate Hikes; articles by Julie Patel, 2011
  • Insurance Regulatory Report Card--2012
  • FOUITFWCR
  • Citizens Depopulation Count--2003-2012
  • Citizens New Applications by County; 1st Quarter, 2012
  • Citizens New Applications by County
  • Complaint Report Analysis by Brent Winans--2010
  • Complaint Ratio Report--2010
  • Peoples Trust Complaint Analysis
  • Citizens Commisions; Study by OIR, 3/26/12
  • Citizens; We Will Not Budget for Growth
  • Rebating; Federal Memo Prohibiting
  • Peoples Trust Flyer; Circa 2009
  • Public Adjuster Rule; Draft--March 2012
  • PA Advertorial by Pat Cucarro
  • Citizens; PA comments about limits on remuneration for Citizens claims
  • FCAN Supports CAT Fund Bill
  • Chip Merlins Blog
  • Voluntary Market Commission Percentages
  • Pat Cucarro Advertorial
  • Mitigation White Paper; Press releas by FAIA
  • FSU Study--The State of Florida's Property Insurance Market; 2011
  • Citizens Depopulation To-Do List
  • Fasano's Letter to Senator Richter; 12/14/11
  • Homeowners Choice Agent Contract
  • Citizens; Builders Risk Policies
  • Citizens Mission Review Task Force--1/30/09
  • Citizens Replacement Cost
  • Auto; Evaluation of OIR Pip Report
  • US BANK RESCINDS SINKHOLE REQUIREMENT
  • OIR Update on HB-99 and SB-408; by Belinda Miller
  • Citizens; Consumer Choice
  • Sean Shaw article: Advocates Won't Stop Fighting
  • Citizens; Idea's To shrink it's Size
  • Sinkholes; By Steve Pociask
  • ACIL Letter from Steve Pociask
  • Citizens Sinkhole Law Firms; Combined Report
  • Auto; PCI Fraud Report. October 27, 2011.
  • TAX WATCH...Special Report; April 2010.
  • Citizens Cabinet Presentation; November 2, 2011
  • Auto; PIP Presentation to Cabinet
  • Auto; Statement by the American Insurance Association
  • Auto, Interim Report on the Effect of Repealing PIP
  • Auto, Interim Report on the Effect of Repealing PIP
  • Auto; Senate B&I Issue Report on PIP
  • FHCF Presentation; Claims-Paying Capacity;
  • Public Adjuster, Martyn Belben's Response
  • Citizens; Bill Newton's Blog Response
  • Citizens Rate Advantage:
  • Citizens Board, Depopulation Options
  • Deductibles Statute, Fs 627.701
  • Citizens SInkhole FAQ--Inspections, definitions & procedures
  • Citizens Sinkhole Law Firms--Dwelling Policies
  • Citizens letter; From Rep. Proctor to Scott Wallace. 7/14/11
  • Citizens Sinkhole Law Firms
  • Citizens; The Basics by Sharon A. Binnun, CPA, Chief Financial Officer
  • Citizens Sinkhole Articles; Favorable
  • Reinsurance & The Florida Insurance Market
  • Citizens; September, 2011
  • Florida Guaranty Funds; P&C
  • Reinsurance Market Conditions; September 2011
  • Catastrophe Fund by Jack Nicholson, Phd. September, 2011
  • Citizens Plan of Operation
  • Citizens Statute
  • Citizens Sinkhole Rate Phase In
  • Citizens Sinkholes; Statement by Robin Westcott
  • Newton & Stevans; comments about the sinkhole rate increase of Citizens
  • Homewise Receivership Consent Order
  • Sinkhole Issues; Interim Report 2011-104
  • Sinkhole Articles
  • Sinkhole Articles
  • Platforms of Success
  • CItizens Bill; SB-1330
  • Citizens; Senate Issue Brief, September 2011
  • Rebating Issues; History & Background, Florida
  • Rebating; Original Florida Case
  • IIABNY Appeals Decsision--9/1/2011
  • Citizens Bill Comparison; 2011
  • Insurance Reform Bill Comparison; 2011
  • Letter on The Hidden Hurricane Tax; April 25, 2011
  • Waiting For Hurricane Charlie; WSJ Article
  • Public Adjuster Advertising Laws
  • Public Adjusters-Advertorial by FAPIA President
  • Spitzer/Cuomo Editorial; WSJ
  • KICKBACK by Scott Johnson
  • Spitzer's $60 Million Libel Lawsuit
  • GAO Report on Catastrophe Insurance Programs
  • Surplus & Underwriting Results; 3rd Quarter 2010
  • Sinkhole Booklet by OIR
  • Coastal Risk Analysis--Insurance Information Institute; June 2007.
  • Citizens & Cat Fund Article by Eli Lehrer
  • Citizens Outsourcing RFP
  • Citizens, Policies by County
  • Citizens 1st Quarter Financials, 2011
  • Citizens Operating Budget, 2011
  • Sinkhole Data Call Report by OIR; 2010
  • Surplus & Underwriting Totals; as of 12/31/09
  • NGIC Rehabilitation Order; August 2011
  • Citizens; Sinkhole increase, articles and announcements
  • Citizens; OIR order, Glide Path increase; October 2009
  • OIR Presentation, Senate B&I; State Farm Withdrawal, 2/19/09
  • OIR presentation; Cabinet mtg 3/23/10
  • OIR Update on Florida Market; October, 2009
  • OIR Cabine Presentation; August 11, 2009
  • OIR Sinkhole Presentation; House Insurance 2/9/11
  • OIR Cabinet Presentation; January 13, 2009
  • OIR Presents to House Insurance; January 2011
  • Rate Hearing--Castle Key; July, 2011
  • Rate Hearing--Hartford AARP; June, 2011
  • Rate Hearing--Castle Key; July, 2011
  • SB-408--2011's General Property Reform Package
  • Report of Aggregate Net PML & Assessments; February 2011
  • Public Adjusters Louisiana--House Concurrent Resolution, 220
  • Citizens; Moody's report on Citizens Bond Issue, July 2011
  • Citizens Bond Offer; WSJ article July, 2011
  • The Bottom Line--article rebutting attacks on Reinsurance Industry
  • Rate Hearing--First Community; March 2011
  • Rate Hearing--First Home; December 2010
  • Rate Hearing--Florida Peninsula
  • Rate Hearing--State Farm; February 2011
  • SB-408; 2011's General Property Reform Package
  • Public Adjusters Alabama: Article and ABA Notice
  • Auditor General's Full OIR Audit Report
  • Top 25 Carriers; Structure Exposure
  • Top 25 Carriers; Policies Non-renewed
  • Top 25 Carriers; Cancelled Policies
  • Top 25 Carriers; New Policies
  • Top 25 Carriers; Premiums Written
  • Top 25 Carriers; Policy Count
  • Citizens Comparisons; RMS Models 10, 11,
  • Citizens Op Ed by Don Brown
  • RMS Model Comparison for Monroe County
  • OIR's 2011 Legislative Summary
  • Sinkhole Structural Damage Decision
  • Sinkholes 2011; Wallstreet Journal article by Leslie Scism
  • Sinkhole Handout; 2011
  • ACV-RCV Handout; 2011
  • Residual Mrkt Plans: From Markets of Last Resort to Market of First Choice
  • OIR Sinkhole Data Call Report--2010
  • Auditor General Report Summary; OIR, April 29--A summary of the audit of OIR's rate and solvency review process.
  • Citizens, Cat Fund & Reinsurance Articles
  • Dispelling Myths About MGA's
  • FIRM presentation, November 2009 Citizens Rate Hearing
  • AG's Summary of OIR audit; April 2011
  • Articles; Citizens, Cat Fund, Reinsurance
  • State Regulatory Report Card; "F" for Florida
  • Citizens Takeout Companies, April 2010
  • 2010 OIR Sinkhole Data Call
  • OIR Fast Facts, 2010
  • Citizens Cabinet Presentation Q&A; June, 2011
  • Citizens Cabinet Presentation Q&A; June, 2011
  • Citizens Cabinet Presentation; June, 2011
  • Senate Interim Report on Sinkholes 2011
  • Citizens Assessment; Amounts Received
  • OIR Sinkhole Data Call--2010
  • Sinkhole Study by Senate Staff
  • Power Point for IIANC; Platforms of Success
  • Citizens; A blank application for coverage
  • OIR Bulletin on E&S--1997
  • Sinkhole Study by Senate Staff
  • Sinkhole Studies & Reports; OIR
  • Stander vs Trigaux
  • Quinnipiac Poll 2011
  • Casualty Actuarial Society Presentation Excerpt - Lock Burt
  • Chief Insurance Officer, Yong Gilroy comprehensive overview to Actuarial Society of Citizens history and operations
  • PCI - Chamber Poll Topline
  • PCI - Chamber Poll Findings
  • Demotech explanation of Financial Service Ratings
  • Insurance Residual Markets White Paper
  • Citizens Inspection Results
  • Kevin McCarty letter to Governor Crist in support of SB-2044
  • OIR Memorandum on 100-year Requirement
  • Florida Surplus Report June 2009
  • Magnolia Liquidation Order
  • Zurich Class Action Settlement Memo
  • Willis Group calls on insurance industry to end practice of contingent agreements with insurance carriers
  • Wharton Study
  • New York Lawsuit Exhibits
  • USA Today account of the charges
  • Timeline and Chronology
  • Timeline and Chronology of Events and Issues
  • Signed Settlement
  • The original complaint with Supreme Court
  • Spitzer US Senate Testimony
  • Spitzer NY Testimony
  • Producer Compensation Issue Update
  • NY Lawsuit
  • People to call
  • NAIC Documents
  • Marsh Settlement
  • Marsh & McLennan Companies
  • AON SETTLES CORRUPTION PROBE
  • THE SMALL LAWS: ELIOT SPITZER AND THE WAY TO INSURANCE MARKET REFORM
  • Definition of Contingent Commissions
  • Committees Ex Broker Settlement
  • Broker Fees
  • STATE SETTLES PROBE OF WILLIS
  • Agent Leaders Counter RIMS Pres
  • Agent Groups Rage Over Contingent Fee Issue
  • PIA National Takes Issue with Plumeri's Comments
  • Crist attacks insurance firms after his rate-cut vow is ignored
  • Senator Mike Fasano Press Release
  • Ratings Paper Executive Summary
  • Florida OIR Annual Report
  • Households Insured in Citizens By County (second chart)
  • Households Insured in Citizens By County
  • Florida Property Loss Reimbursement
  • Personal Residential Rate Changes 2011
  • CPIC Rate Inadequacy
  • Citizens Market Share by County - Homeowners - September 2010
  • Approved Rate Increases 2010
  • Rick Scott Insurance & Tort Reform
  • OPPAGA Report to Legislature on Public Adjusters

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