Planning, Communications, Advocacy
- Opinions by Scott Johnson Leave a Comment
Had a far ranging conversation recently with a friend and lobbyist regarding Florida’s domestic property carriers. He asked… “What can we do about agents that keep telling their clients domestic insurer’s are thinly capitalized?”
First, I reminded him that independent agents would never intentionally deride carrier’s in which they’ve placed clients. Makes no sense.
But, here’s the rub. [Read more…] about BIG BUBBA’S CATFISH & INSURER RATINGS
- Opinions by Scott Johnson 3 Comments
You’ve already heard about Charlie Crist’s New Insurance Plan. A rewrite of the historical record ignoring some facts and distorting others to obfuscate damage from the first insurance plan he pushed through in early 2007. [Read more…] about Charlie’s “new” Plan & The Way We Were
- Opinions by Scott Johnson Leave a Comment
The ink was still wet when I began hearing from agents, and others, on my post about changes at Peoples Trust. It seems that, according to the OIR’s most recent report, the Complaint Ratio for Peoples (5.44) is worse than any other carrier, including Citizens (1.0234). [Read more…] about Peoples Trust Complaint Ratio
- Opinions by Scott Johnson Leave a Comment
A recent article in the Insurance Journal, “Florida Agents Concerned About Homeowners Choice Contract”, touched so lightly on issues basic to the independent agent delivery system that many, obviously those at Homeowners Choice, may not fully recognize what’s at stake.
It reminded me of trying to explain to lawmakers that agents own their book of business or why the policyholders’ information “belongs” to, or is owned by, the agent. Reactions to my explanations ranged from incredulity to blank stares.
Perhaps more compelling, especially for agents who would sign a contract like the one Homeowners Choice offered, is…“why does ownership of information matter?” [Read more…] about INDEPENDENT AGENTS…Be Forever Vigilant!