Archives for 2026

Trial lawyers target insurance affiliates!

January 27, 2026 - Opinions by Scott Johnson Leave a Comment

Published by Florida Politics, written by Scott Johnson, AAI,CAE January 26, 2026

My Homeowners renewal premium just dropped by $600. For the same coverage!

While rates in other states are rising, millions of Florida property owners are seeing reductions. Competition is flooding the market. The Office of Insurance Regulation (OIR) just ordered Florida’s high-risk pool (Citizens) to reduce its rates by up to 10%.

Even reinsurance, one of the most significant cost drivers, has been trending down for two years.

But if you listen to trial lawyers, you’d think Florida’s property insurers just discovered a dark, occult ritual for disappearing money. They’ve conjured up another “bogeyman” to spoil our dreams called… “affiliated entities.” [Read more…] about Trial lawyers target insurance affiliates!

Are you “Anti-Public Adjuster?”

January 4, 2026 - Opinions by Scott Johnson Leave a Comment

The question asked in the title above will likely conjure reactions all over the emotional spectrum. Some might rejoice at the prospect of no Public Adjusters (PA’s). Others, not so much. Many familiar with my opinions might believe I fall into the first category.

But… I am not Anti-Public Adjuster. I am, however, very Pro-Consumer and proud to have authored several insurance statutes promoting consumer choice.

Keep that in mind as you read (perhaps re-read) a November 2025 article in the Insurance Journal (The Journal) titled Florida, National Groups File Suit Over ‘Anti-Public Adjuster’ Endorsements.

Don Brown
Particularly on insurance issues, Don Brown brings expert legislative acumen to the JS team. First elected in 2000 he emerged as an architect on numerous insurance related reforms, predominantly Property Insurance. He’s been an independent insurance agent for over 25 years and is currently a sought-after speaker, consultant and author. Learn more

David Thompson, AAI, CPCU, CRIS
David Thompson has a well-deserved reputation across the country as a preeminent expert in the Property & Casualty field. Learn more

Bill Wilson, CPCU, ARM, AIM, AAM
Bill is one of the most respected speakers and writers on P & C issues in the U.S. He is recognized by his peers as someone who can explain complicated technical subjects in an easily understood and interesting fashion. His list of accomplishments and awards is legendary. For good reason his books, articles and consulting services are in continuous demand. Learn more

Barry Zalma, ESQ. CFE
Johnson Strategies has relied upon Mr. Zalma on numerous occasions for his research and insight into matters of insurance fraud, bad faith, relevant case law and expert analysis. Learn more

Collapse of an Evil Empire

Fraud and greed pushed home insurers to the brink. Something bold had to be done. This is the story of the disbarment of Florida’s most prolific litigator leading to the most comprehensive tort reforms in Florida, and perhaps American, history.

What's Past is Prologue

Lessons from the Worst Insurance Crisis in Florida’s History... ASSIGNMENT OF BENEFITS

Fact & Fallacy

Essays & Opinions on Florida's Most Controversial Insurance Topics.

Platforms of Success

What the New Generation of Elite Sellers are Doing and How it Can Work for You!

From Cartels to Competition

The Evolution of Insurance and the History of Florida’s Independent Agent

Johnson Strategies (JS) works to establish and achieve goals promoting products or idea's to customers, state policymakers and the consuming public. This is done on behalf of both corporate and individual clients, non-profit trade associations and membership societies. JS specializes in planning, communication and advocacy for a wide range of interests focused in the property and casualty insurance field. Our simple mission is to guarantee satisfaction based on a comprehensive needs analysis and mutually defined goals.

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