As rates rise, complaints about rates rise. Agency clients want to know why their rates are so high. And, agency clients want to know what they can do about it.

Some things, like frivolous litigation, can be fixed. Other things, like Hurricanes, cannot.  For Insurance agents looking to explain both, Johnson Strategies reached out to its Expert Contributor on such matters, David Thompson. He drafted the following paper you can use for clients, Home and Auto, who want to know what’s going on and what can be done about it.

Feel free to use David’s article in any way you see fit–send a link to your clients, copy/paste it onto your letterhead, learn from it and/or read it to them over the phone, it doesn’t matter. Hope this makes your life as a Florida agent a little easier during these troubling times.

If you have any questions or comments, see “Leave a Reply” below.

Enjoy!

WHAT FACTORS CAUSE FLORIDA’S HIGH INSURANCE RATES

By David Thompson, AAI, CPCU, CRIS

Whether it’s auto or home insurance, price is a significant consideration with any household budget. This article should help you understand some of the factors involved in insurance pricing and how they can impact your premiums both present and future. [Read more…] about “Why are my Insurance Rates so High?”