Sitting on the board of the Florida Automobile Joint Underwriting Association (FAJUA) is like being in the sky-box for one of the most abused insurance systems in America; Personal Injury Protection (PIP). As both fraud and premiums have soared so, too, has the FAJUA’s policy count; rocketing from a low of “six” private passenger vehicles to nearly 800 4-wheel “defined” vehicles under Florida’s no-fault (PIP) statute…in less than a year! [Read more…] about Life Without PIP…Worth the Risk!