Citizens, Voting Districts, and…Drawing the Line!

CS/SB-1770  will have a salutary impact on the burden that Citizens places on households it does not insure; including many Floridians who can’t even afford a house. That makes it a good step in the right direction. [Read more…]

CITIZENS–and an Amazing New Tool!

Every word of every legislative proposal dealing with Citizens Property Insurance Corporation (Citizens) should be evaluated using a new online program developed by Associated Industries of Florida (AIF).

Like many simple inventions, in the right hands, used the right way, it can have monumental impact. [Read more…]

A Citizens Clearinghouse and a Private Option!

No doubt you’ve heard the idea of a clearinghouse for Citizens new applications and possibly even, renewals.  It began making the rounds as early as last October and is now on the minds of  lawmakers, Citizens and the industry as something that would not only help with the so called “Citizens problem” but, which might even be politically feasible. [Read more…]

Freedom of Speech & the USA!

After my last blog providing a list from Citizens of public adjusters handling over $46 million in claims, I received slightly more than the usual number of comments. Most seemed to agree that, just like attorneys and Citizens employee’s, public adjusters would be a good addition to a Citizens Inspector General’s work plan.

Distracting from that point, however, was a threat from one public adjuster to file suit because I said the name of his firm and one other “…seem intended to make policyholders think they are with the government…”   [Read more…]

Citizens Inspector General & Public Adjusters

It’s not just law firms that should be added to a Citizens Inspector General’s list of who to oversee or inspect, it’s also Public Adjusters (PA’s)!

Whether you look at the Case of the Yellow Hammer, when PA Jorge Espinosa revealed how threats and intimidation were used to fuel the worst kitchen fire epidemic in Florida history, or;  the case of PA Alina Nunez who organized arson rings of “straw renters” (See NOTE #1 below), the results were similar–millions stolen from premium payers to benefit a greedy fringe. [Read more…]

Citizens Inspector General…Follow the Money!

As I said in last week’s post about making sure any “watchdog” of Citizens is a “real Tiger”, Governor Scott was correct recommending an inspector general for Citizens management and internal affairs. Chief Financial Officer, Jeff Atwater, was also on the mark requesting that an “independent Inspector General” report directly to the Financial Services Commission (FSC), which is composed of Cabinet members and the Governor. [Read more…]

Citizens–What’s Needed, A Watchdog or a “Real Tiger”?

Ever hear the story about the German Shepherd that was more interested in playing with burglars than scaring them off? My family had such a “watchdog”–we made jokes about him wagging his tail at intruders and we nick named him “Tiger.” [Read more…]

BAD ACTORS!…A Letter From “John Rollins”

The following letter from Citizen’s board member and actuary, John Rollins, speaks for itself and in my opinion is what Floridians need more of, the truth.   It’s  a response to Sean Shaw, but…to those who claim to care about what’s driving the underlying costs of Florida’s insurance system, the question will be…“What does this letter say to You?” [Read more…]

Who Will Walk the Well Lit Trail?

During the last Citizens board meeting (11/27/12) recent “allegations” and investigations into tawdry or illegal behavior at Citizens were reviewed in detail (click for video of the board workshop).

Based on what I heard, some in the media owe some at Citizens (or those who have left Citizens) an apology, but…I’m not holding my breath. [Read more…]

Florida’s Bad Actors…The Tip of the Ice Berg!

It finally happened–during a Citizens board meeting (11/27/12) convened in part to address pending ethics issues, someone (in this case, board member John Rollins) went out on a public limb by pointing to the really “bad actors” in Florida’s property market. [Read more…]