Archives for February 2015

AOB & Roofers?!

Rapidly becoming Florida’s biggest residential insurance cost driver and once thought to involve mostly water extraction companies, abuse of AOB (Assignment of Benefits) has now metastasized into the roofing industry.

I use the phrase “roofing industry” loosely. The prime abusers don’t appear to be roofers at all but, fly-by-nighters, scammers and sometimes even criminals–with no experience, no license and, far too often… no conscience! [Read more…]

Rytech–A company agents can trust!

For months now you’ve been reading my posts on the rampant abuse of assignment of benefits (AOB)– mostly by emergency restoration companies, more specifically water extraction companies. You know how I feel about it and should know, therefore, how insurers, abused claimants, agents and even some public adjusters feel about it.

They don’t like it, nor do they believe anyone should sign a contract assigning the benefits of their insurance policy to someone else.

Insurance agents should be particularly interested in knowing which emergency restoration companies do not use AOB and which do not pay inflated plumber referral fee’s but make referrals based on quality of service and workmanship. [Read more…]

CITIZENS…The Long & Winding Road!

Politically it’s been arduous but, the decades long journey Citizens Property Insurance Company (Citizens) has been on appears to be nearing an end.

That’s not to say Citizens will be back where it started. Far from it. It’s meant to imply, however, that Citizens has done so much, come so far, morphed so many times, it may now have nowhere left to go. [Read more…]